USAA Checking

[Old Tiger]

Anyone on here use it? Need to know information, please.

[TexMike]

I have banked with them and had their insurance for over 25 years.

[Leopard4Life]

I banked them for a little while, but not having a local branch made it difficult. Especially depositing cash. I've had their Life/Auto insurance for about 15 years.

[rancher]

I have banked with them and not a problem. My son who is in the Air Force banks with them and is happy. All of my insurance is with them, great company to do business with.

[Old Tiger]

They said you can deposit your checks at various UPS Store locations. I don't usually carry cash on me. Do they charge per use of debit card?

[TexMike]

There is no fee for using it as a debit card. USAA Bank refunds up to $15 in other banks' ATM usage fees each month and does not charge a fee for the first 10 ATM withdrawals. Subsequent transactions will be charged $2.00 each. A 1% foreign transaction fee applies to withdrawals outside the United States.

[Old Tiger]

"Subsequent transactions will be charged $2.00 each."


What does that mean?


I have 2 checks right now but I don't have a way to start the checking account with $25 due to those checks not being in my current account.

[TexMike]

ANy ATM withdrawl after 10 in a month will cost you $2 per (unless it is from a USAA ATM)

[Old Tiger]

ANy ATM withdrawl after 10 in a month will cost you $2 per (unless it is from a USAA ATM)

Oh okay....Yeah I don't think I'd used an ATM more than probably once or twice a month.