A First of Many Serious Question's

[Old Tiger]

Why is insurance premiums going up? I saw on the news that in the futur the job place's will most likely not be able to carry insurance for it's workers.

[Bullaholic]

Healthcare costs are a runaway train in this country with no end in sight.

[Old Tiger]

In the future that only wealthy people will be able to have insurance? < So to say

[j_dog]

Originally posted by Tiger WR
In the future that only wealthy people will be able to have insurance? < So to say
wealthy people don't need insurance. they "self insure".

[injuredinmelee]

want me to tell you how to fix high health care premiums?

Get people to quit going to the emergency room for stupid things like tummy aches or a sprained ankle. The er charges insurance companies out the whazooo and there is nothing the Insurance companies can do about it. It is time for americans to take responsibility for their own actions and to make fiscally sound decisions.
That and lawsuit reform. Quit letting judges and sappy hearted juries give away these big verdicts. There has been legislation passed but it isnt enough.

[raider red 2000]

Originally posted by j_dog
wealthy people don't need insurance. they "self insure".

depends on the definition of wealthy.

[Old Tiger]

I'm not talking about the millionare's and billionare's

People who make more than 50,000 a year.

[j_dog]

The fix is easy. Turn the insurance program upside down, make it like car and home insurance. In those cases, you have large deductibles, and file claims only in cases of big losses.

Currently, in health insurance, after small deductibles, we file CLAIMS. Therefore the administration cost is out of control. Switch to high deductibles, and pay for all those tests out of pocket, and watch the providers scramble to make their product affordable to the average person!

Even right now, Walmart is going to provide some 300 generic drugs for only $4.00. Now THAT is progress! Pay out of pocket, and watch those drug companies SQUIRM. :) :D :clap:

[CenTexSports]

Injured is right on but it also goes deeper. Make people more responsible and take away the frivilous lawsuits that make doctors run unnecessary tests. There are no easy answers though.

[Snyder_TigerFan]

Originally posted by Tiger WR
People who make more than 50,000 a year.

Is that wealthy? I tend to disagree.

[SWMustang]

Originally posted by Snyder_TigerFan
Is that wealthy? I tend to disagree.

It's not too shabby if you live in Snyder or Sweetwater.

We never went to the doctor when I was growing up. :) I have to pay the same for my wife and two kids that someone else pays for themselves and 7 dependents. I think they should pay more - call it a breeding tax.

[Old Tiger]

Originally posted by Snyder_TigerFan
Is that wealthy? I tend to disagree. This is how I see it.

Lower Class $24,000 or below
Middle Class $25,000 - $49,000
Upper Class $50,000+

[SWMustang]

Originally posted by Tiger WR
This is how I see it.

Lower Class $24,000 or below
Middle Class $25,000 - $49,000
Upper Class $50,000+

I'm not sure how old you are, but I think your wage scale is going to go up as you get older.

[Old Tiger]

Yea when i get out of college i'll be making $50,000 so it's not bad.


19 is the age. lol

[spiveyrat]

I'm here to tell you that $50,000 is not "upper-class". It's more middle class.

[spiveyrat]

How do you know what you will be making when you get out of college? :confused:

[Old Tiger]

The middle class is so diverse though. It's really hard to tell. A person making $50,000 a year in "middle class" is better off than a person making $30,000 a year in the "middle class."

[Old Tiger]

Originally posted by spiveyrat
How do you know what you will be making when you get out of college? :confused: One of those career sites or whatever that uses the average.

[spiveyrat]

Originally posted by Tiger WR
One of those career sites or whatever that uses the average.

Oh. Well I guess you could use that as a guide. $50,000 is a pretty healthy salary for someone right out of school without any experience though. Of course, it all depends on the field.

[luvhoops34]

Originally posted by spiveyrat
I'm here to tell you that $50,000 is not "upper-class". It's more middle class.

I can attest to that fact...Try to make a house payment, property taxes, car, home, health & life insurance, utilities, groceries, car payments and see how much you have left over on $50 G. Anybody depressed yet.

[Old Tiger]

Well my family makes it making around $37,000 a year. Sure we don't have the luxury of vacations and all the extra stuff but we still make it and have the money to go eat out quite often. I would love for my family to make $13,000 more.

[SWMustang]

Originally posted by luvhoops34
I can attest to that fact...Try to make a house payment, property taxes, car, home, health & life insurance, utilities, groceries, car payments and see how much you have left over on $50 G. Anybody depressed yet.

Ditto - I'm not depressed - I live it! There are just too many factors involved in determing what middle class is. Where you live is probably the biggest.

[spiveyrat]

Originally posted by SWMustang
Ditto - I'm not depressed - I live it! There are just too many factors involved in determing what middle class is. Where you live is probably the biggest.

That's true. $50,000 on either coast would be near poverty level. :eek: